Terms & Conditions — aneka3

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Member", "User", "you") and aneka3 ("Company", "Platform", "we", "us", "our"), governing your access to and use of the aneka3 website located at https://aneka3.cam and all associated services, games, and features (collectively, the "Platform"). By creating an account, logging in, or placing any wager, you acknowledge that you have read these Terms in full and agree to be bound by them without reservation. If you do not agree, you must immediately cease using the Platform.

In these Terms, the following expressions have the meanings set out below unless the context otherwise requires:

• "Account" — the registered member profile created by a user on the Platform, through which all wagering, deposits, and withdrawals are conducted.
• "Balance" — the total value of funds held within a Member's Account, including both real-money funds and any applicable bonus credits.
• "Bonus" — any promotional credit, free bet, cashback, or reload offer awarded to a Member subject to wagering requirements as specified in the relevant promotion's terms.
• "IDR" — Indonesian Rupiah, the official currency of the Republic of Indonesia, being the sole transaction currency on the Platform.
• "KYC" — Know Your Customer, the identity and age verification process required by the Platform before withdrawals are approved.
• "Platform" — the aneka3 website, mobile-optimized interface, and all associated services accessible at https://aneka3.cam.
• "Stake" — the amount of funds committed by a Member to a specific bet or wager.
• "Wagering Requirement" — the total amount a Member must wager using bonus funds before those funds (and any winnings derived from them) become eligible for withdrawal.
• "WIB" — Waktu Indonesia Barat (Western Indonesia Time), UTC+7, covering Jakarta, Surabaya, and the majority of Indonesia's population centers. All Platform timestamps default to WIB unless otherwise stated.

To register and maintain an account on aneka3, you must satisfy all of the following eligibility criteria at all times:

• You must be at least 21 years of age. an eka3 operates a strict 21+ policy. Individuals under 21 years of age are strictly prohibited from registering or placing wagers under any circumstances.
• You must be a resident of Indonesia and accessing the Platform from within a jurisdiction where your use of the Platform does not violate any applicable local law.
• You must be registering and acting on your own behalf as an individual, not as an agent, proxy, or representative of any third party.
• You must not be a current or former employee, contractor, director, or officer of aneka3, nor an immediate family member of any such individual.
• You must not have been previously excluded or banned from the Platform by aneka3 for any reason.
• You must have the legal capacity to enter into a binding contract under applicable law.

aneka3 makes no representation that access to or use of the Platform is legal in any jurisdiction outside Indonesia. Users who access the Platform from jurisdictions where online gambling is prohibited do so entirely at their own risk and legal responsibility.

Each eligible individual may hold one (1) active account on the Platform at any given time. Registering multiple accounts — whether under the same identity, different identities, or through the use of proxy servers — constitutes a material breach of these Terms and will result in the immediate closure of all associated accounts and forfeiture of any balances therein.

When registering an account, you agree to:

• Provide accurate, complete, and current information including your full legal name as it appears on your KTP or passport, date of birth, valid email address, and active Indonesian mobile phone number.
• Keep your account credentials — including your password and any two-factor authentication (2FA) codes — strictly confidential. aneka3 will never ask for your password via email, live chat, or phone.
• Notify our support team immediately if you suspect unauthorized access to your account.
• Update your account information promptly whenever any registered details change.

aneka3 reserves the right to refuse account registration, suspend an existing account, or close any account at its sole discretion, including where there is reasonable suspicion of fraud, money laundering, or breach of these Terms. Where an account is closed for reasons not attributable to Member misconduct, any verified real-money balance will be returned in full via the Member's registered payment method.

All financial transactions on aneka3 are conducted exclusively in Indonesian Rupiah (IDR). The Platform does not accept deposits or process withdrawals in any foreign currency.

4.1 Supported Deposit Methods

4.2 Deposit Conditions

• The minimum deposit amount is Rp 10.000. No maximum deposit limit applies unless a Member has voluntarily set one via their responsible gaming dashboard.
• Deposits must originate from a payment account registered in the Member's own name. Third-party deposits are strictly prohibited.
• aneka3 does not charge deposit processing fees. However, your bank or e-wallet provider may apply its own transaction charges.

4.3 Withdrawal Conditions

• The minimum withdrawal amount is Rp 50.000.
• All withdrawals require completion of KYC verification before the first payout is processed. KYC documents include a clear photograph of your KTP and a selfie holding the document.
• Withdrawals are processed to the same payment channel used for the most recent qualifying deposit, unless otherwise approved by our finance team.
• Standard withdrawal processing time is 15 minutes to 4 hours for verified accounts. First-time withdrawal requests may take up to 24 hours pending manual review.
• aneka3 reserves the right to request additional documentation for withdrawals above Rp 50.000.000 as part of anti-money-laundering (AML) compliance procedures.
• Bonus-derived winnings are subject to wagering requirements before they become withdrawable. The remaining wagering requirement is displayed on the Member's account dashboard.

aneka3 offers a range of promotional bonuses to eligible members, including welcome bonuses, reload bonuses, cashback offers, free bets, and seasonal promotions tied to cultural events such as Idul Fitri, Ramadhan, and Indonesian Independence Day (17 August). All promotions are subject to the following general terms, supplemented by the specific terms published on each individual promotion's page.

• Bonuses are available to registered Members who have satisfied all KYC requirements at the time of the promotion unless the individual promotion states otherwise.
• Each promotion may only be claimed once per Member, per household, per IP address, and per device unless explicitly stated otherwise.
• Wagering requirements must be met within the stated validity period. Bonus credits and associated winnings that remain subject to unmet wagering requirements at the time of expiry will be forfeited automatically.
• aneka3 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Such changes do not affect bonuses already credited to a Member's account prior to the modification.
• Bonuses cannot be transferred between accounts, converted to cash without satisfying the applicable wagering requirement, or used in conjunction with other bonus offers unless explicitly permitted.
• Any attempt to exploit bonus structures through hedging, arbitrage, or coordinated wagering across multiple accounts constitutes abuse and will result in forfeiture of the bonus and any associated winnings, and may result in account closure.

aneka3 offers a broad range of wagering markets, including football (BRI Liga 1, EPL, La Liga, Serie A, Bundesliga, UEFA Champions League, FIFA World Cup, Piala AFF, and Timnas Indonesia fixtures), togel (Indonesia's traditional numbers lottery), live casino games powered by Evolution Gaming, slot titles from Pragmatic Play, Pocket Games Soft, NetEnt, Microgaming, and Spribe, and e-sports markets covering Mobile Legends MPL and PUBG Mobile.

6.1 General Betting Rules

• All bets are accepted and settled in accordance with the rules published in the relevant game or market section of the Platform. In the event of a conflict between these Terms and game-specific rules, the game-specific rules prevail for that market.
• Bets are only valid once confirmed and recorded in the Platform's system. A confirmation notification will be displayed on screen at the time of placement. aneka3 is not responsible for bets not received due to connectivity issues on the Member's end.
• aneka3 reserves the right to set maximum stake limits per bet, per event, and per day. These limits are displayed within the relevant betting interface and may be updated without notice.
• aneka3 reserves the right to void any bet placed at odds that were published in error or affected by a technical malfunction. Voided stakes are returned to the Member's account balance.

6.2 Togel Lottery Rules

All togel (Indonesia's traditional numbers-prediction lottery) draw results are taken from official published results of the relevant market (Singapore, Hong Kong, Sydney, Macau) at the time stipulated for each draw. Draw results are final and non-negotiable. Disputes regarding draw outcomes must be submitted to our support team within 24 hours of the published result; claims submitted after this period will not be considered.

6.3 Live Casino Rules

Live dealer games are streamed in real time and are subject to the rules displayed within each game interface. In the event of a disconnection during a live game round, the round outcome will be determined by the game server's recorded final state. aneka3 is not responsible for outcomes caused by a Member's internet disconnection.

Members are strictly prohibited from engaging in any of the following activities. Violations will result in immediate account suspension, forfeiture of balances, and may be reported to relevant authorities:

• Registering more than one account or using a false identity to circumvent a previous ban or suspension.
• Using automated software, bots, scripts, or any artificial intelligence tool to place bets, interact with the Platform, or gain an unfair advantage over other players or the house.
• Exploiting software bugs, errors, or vulnerabilities in the Platform. Members who discover such issues are required to report them to our support team immediately rather than exploiting them.
• Engaging in any form of match-fixing, insider trading on sports events, or collusion with other Members or third parties.
• Using the Platform to launder money or facilitate any other financial crime.
• Making chargebacks or payment disputes through your bank or payment provider without first exhausting our internal dispute resolution process.
• Harassing, threatening, or abusing Platform staff, other members, or live dealer employees via any communication channel.
• Allowing a third party to access or use your account, whether for compensation or otherwise.

All content on the aneka3 Platform — including but not limited to the brand name, logo, website design, text, graphics, software, data compilations, odds algorithms, and game interfaces — is the exclusive intellectual property of aneka3 or its licensed content providers. All rights are reserved.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial entertainment purposes. This license does not permit you to copy, reproduce, modify, distribute, publicly display, or create derivative works from any Platform content without our prior written consent.

aneka3 collects and processes personal data in accordance with its Privacy Policy, which forms an integral part of these Terms and is incorporated herein by reference. By agreeing to these Terms, you also consent to the collection and processing of your personal data as described in the Privacy Policy.

All personal data is transmitted via 256-bit SSL encryption. aneka3 does not sell, lease, or transfer Member personal data to third parties for marketing purposes. Data is shared with payment processors, KYC verification providers, and fraud detection services solely to the extent necessary to deliver the Platform's services.

To the fullest extent permitted by applicable law, aneka3 and its officers, directors, employees, agents, and licensors shall not be liable for:

• Any loss of winnings, profits, revenue, data, or goodwill arising from your use of the Platform, whether based on contract, tort, negligence, or any other legal theory.
• Any interruption, suspension, or termination of the Platform or any service thereon, whether scheduled or unscheduled.
• Losses arising from unauthorized access to your account due to your failure to maintain credential confidentiality.
• Any inaccuracy in odds, results, or game data caused by a third-party data provider.
• Gambling losses incurred as a result of your personal decision to wager funds on the Platform. You acknowledge that gambling involves risk and that losses are a foreseeable and accepted consequence of participation.

Nothing in these Terms shall limit aneka3's liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded or limited by applicable law.

aneka3 reserves the right to suspend or permanently terminate any Member account at any time, with or without notice, where:

• A breach of any provision of these Terms is detected or reasonably suspected.
• The Member has failed to satisfy KYC requirements within the stipulated timeframe.
• Fraudulent activity, money laundering, or collusion is detected or reasonably suspected.
• Continued operation of the account poses a legal or regulatory risk to the Platform.
• The Member has requested self-exclusion via the Platform's responsible gaming tools.

Upon termination for reasons not attributable to Member misconduct, aneka3 will return any verified real-money balance to the Member via their registered payment method within 5 business days. Bonus balances and winnings derived solely from bonus credits are not returnable upon termination for breach.

Members who wish to voluntarily close their account may contact our support team via live chat or email at any time. Voluntary closure requests are processed within 48 hours.

aneka3 reserves the right to amend, update, or replace these Terms at any time. Material changes will be communicated to Members via a notification displayed upon login or via email to the address registered on the Member's account. The updated Terms will carry a revised effective date at the top of this page.

Your continued use of the Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to an amendment, you must cease using the Platform and request account closure before the amendment takes effect.

These Terms shall be governed by and construed in accordance with applicable international law as selected by aneka3 in its sole discretion, given the cross-border nature of the Platform's operations. aneka3 operates as an international online gaming platform and makes no representation that its services are lawful in any specific jurisdiction.

In the event of any dispute arising out of or in connection with these Terms or your use of the Platform, you agree to first attempt to resolve the matter informally by contacting our support team at support@aneka3.cam. Our team will make reasonable efforts to resolve your concern within 10 business days.

Where informal resolution is not achieved, disputes shall be submitted to binding arbitration administered by a mutually agreed international arbitration body. The language of arbitration proceedings shall be English. Each party shall bear its own costs unless the arbitrator orders otherwise.

If you have any questions, concerns, or requests relating to these Terms and Conditions, please contact the aneka3 support team through the following channels:

Please note that all support communications regarding legal or account-sensitive matters must be submitted in writing via email for documentation purposes. Verbal communications via live chat or WhatsApp do not constitute formal legal notices under these Terms.